First Home Buyer Checklist
A free, practical checklist for Sydney first home buyers. Track your deposit, documents, grants, and pre-approval steps in one place.
First home buyer help from a Sydney home loan broker
- Deposit and savings tracker
- NSW grant and scheme eligibility snapshot
- Document checklist for pre-approval
- Key questions to ask a mortgage broker
- Auction and contract timeline reminders
Submit the form and we will email the checklist to you so you can prepare a clearer loan path.
Method and glossary
The checklist groups first home buyer tasks into savings, identity, income, property, and approval steps. APRA (Australian Prudential Regulation Authority) sets prudential expectations that affect lender buffers, while ASIC (Australian Securities and Investments Commission) oversees consumer-credit conduct and disclosure.
Assumption set
- Indicative only: calculator outputs and checklist prompts are general information, not personal financial advice or credit approval.
- Borrowing estimates use simplified income, expense and lender-buffer assumptions; real policy varies by lender.
- Checklist prompts are preparation notes only; scheme settings, rates and lender requirements must be checked at application time.
- A broker or lender must verify income, expenses, liabilities, deposit, property details and current policy before any decision is made.